:root{--navy:#092D5E;--cyan:#48C4E2;--white:#fff;--ink:#102b4c;--muted:#62758c;--pale:#eefaff;--line:#d9e7ef;--shadow:0 18px 45px rgba(9,45,94,.10)}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-family:Poppins, sans-serif;color:var(--ink);background:#fff;line-height:1.65}a{color:inherit}.wrap{width:min(1180px,92%);margin:auto}.top{position:sticky;top:0;z-index:1000;background:var(--navy);box-shadow:0 5px 24px rgba(9,45,94,.13)}.nav{height:86px;display:flex;align-items:center;justify-content:space-between;gap:28px}.brand{width:150px;height:62px;display:flex;align-items:center}.brand img{width:145px;height:60px;object-fit:contain}.nav nav{display:flex;align-items:center;gap:31px}.nav nav a{text-decoration:none;color:#fff;font-weight:700;font-size:15px;position:relative}.nav nav a:not(.nav-apply):not(.nav-login):after{content:"";position:absolute;left:0;bottom:-9px;width:0;height:2px;background:var(--cyan);transition:.25s}.nav nav a:hover:after,.nav nav a.active:after{width:100%}.nav nav a:hover{color:var(--cyan)}.nav-apply{background:var(--cyan);color:var(--navy)!important;padding:12px 19px;border-radius:7px}.nav-login{border:1px solid rgba(255,255,255,.55);padding:11px 17px;border-radius:7px}.menu-toggle{display:none;background:transparent;border:1px solid rgba(255,255,255,.5);color:#fff;border-radius:7px;padding:7px 10px;font-size:21px}
.btn{display:inline-flex;align-items:center;justify-content:center;background:var(--navy);color:#fff!important;text-decoration:none;border:0;border-radius:7px;padding:12px 22px;font-weight:800;cursor:pointer;transition:.2s}.btn:hover{transform:translateY(-2px);box-shadow:0 10px 22px rgba(9,45,94,.18)}.btn-cyan{background:var(--cyan);color:var(--navy)!important}.big{padding:14px 26px}.eyebrow{display:inline-block;font-size:12px;letter-spacing:2px;font-weight:800;color:var(--cyan)}
h1,h2,h3,h4{font-family:Poppins, sans-serif;color:var(--navy);line-height:1.18}h1{font-size:52px;margin:12px 0 20px;letter-spacing:-1.3px}h2{font-size:38px;margin:10px 0 14px;letter-spacing:-.7px}h3{font-size:22px;margin:0 0 10px}p{margin:0 0 15px}.hero{background:var(--cyan);overflow:hidden}.hero-grid{display:grid;grid-template-columns:1fr 1.05fr;min-height:535px}.hero-copy{display:flex;flex-direction:column;justify-content:center;padding:72px 35px 72px 0}.hero-copy h1{max-width:650px}.hero-copy p{font-size:18px;max-width:600px;color:#173b60}.hero-visual{position:relative;min-height:535px;overflow:hidden}.hero-visual:before{content:"";position:absolute;z-index:2;left:-1px;top:0;border-top:535px solid rgba(72,196,226,.38);border-right:95px solid transparent}.hero-photo{width:100%;height:100%;object-fit:cover;display:block}.hero-actions{display:flex;gap:12px;flex-wrap:wrap}
.stats-wrap{margin-top:-40px;position:relative;z-index:4}.stats-panel{background:#fff;border:1px solid var(--line);border-radius:20px;box-shadow:var(--shadow);padding:25px 30px;display:grid;grid-template-columns:repeat(4,1fr);gap:20px}.stat{display:flex;align-items:flex-start;gap:14px;padding:6px 10px}.stat-icon{width:48px;height:48px;flex:none;border-radius:12px;background:var(--navy);color:var(--cyan);display:grid;place-items:center;font-size:21px;font-weight:800}.stat strong{display:block;font:700 25px sans-serif;color:var(--navy)}.stat span{display:block;color:var(--muted);font-size:14px;line-height:1.35}
.section{padding:82px 0}.white{background:#fff}.light{background:#f6fcfe}.navy-section{background:var(--navy);color:#fff}.navy-section h2{color:#fff}.navy-section p{color:#d9e7f4}.section-head{max-width:780px;margin:0 auto 42px;text-align:center}.section-head p{color:var(--muted)}.navy-section .section-head p{color:#d9e7f4}.grid3{display:grid;grid-template-columns:repeat(3,1fr);gap:22px}.grid2{display:grid;grid-template-columns:repeat(2,1fr);gap:24px}.card,.feature-card,.op-card{background:#fff;border:1px solid var(--line);border-radius:18px;padding:28px;box-shadow:0 12px 34px rgba(9,45,94,.06)}.op-card{min-height:265px;position:relative;overflow:hidden}.op-card:before{content:"";position:absolute;left:0;top:0;width:100%;height:4px;background:var(--cyan);transform:scaleX(0);transform-origin:left;transition:.25s}.op-card:hover:before{transform:scaleX(1)}.op-card .icon{width:52px;height:52px;border-radius:13px;background:var(--pale);color:var(--navy);display:grid;place-items:center;font-weight:900;font-size:21px;margin-bottom:18px}.op-card p{color:var(--muted)}.op-card a{color:var(--navy);font-weight:800;text-decoration:none}.op-card a:hover{color:#159abd}.two-col{display:grid;grid-template-columns:.9fr 1.1fr;gap:65px;align-items:center}.image-card{border-radius:22px;overflow:hidden;box-shadow:var(--shadow)}.site-img{width:100%;display:block;object-fit:cover}.image-card .site-img{height:390px}.content-list{display:grid;gap:12px;margin-top:25px}.content-list div{display:flex;gap:12px;align-items:flex-start}.check{width:25px;height:25px;border-radius:50%;background:var(--cyan);color:var(--navy);display:grid;place-items:center;font-weight:900;flex:none;margin-top:2px}.mini-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:16px;margin-top:25px}.mini-card{padding:20px;border-radius:14px;background:#fff;border:1px solid var(--line)}.mini-card strong{display:block;color:var(--navy);font:700 18px sans-serif}.mini-card span{font-size:14px;color:var(--muted)}
.page-hero{background:linear-gradient(120deg,var(--navy),#10477e);color:#fff;padding:75px 0}.page-hero h1{color:#fff;margin-bottom:12px}.page-hero p{color:#dceaf6;max-width:760px;font-size:18px}.breadcrumbs{font-size:13px;color:#aeeafa;margin-bottom:13px}.article{max-width:850px}.article p,.article li{color:#536b84}.article h2{margin-top:38px}.article ul{padding-left:22px}.process{display:grid;gap:15px}.process-step{display:grid;grid-template-columns:70px 1fr;gap:20px;align-items:start;padding:23px;background:#fff;border:1px solid var(--line);border-radius:15px}.process-no{width:58px;height:58px;border-radius:50%;background:var(--navy);color:var(--cyan);display:grid;place-items:center;font:800 17px sans-serif}.process-step h3{margin:3px 0 5px}.process-step p{color:var(--muted)}.banner-img{height:320px;border-radius:22px;overflow:hidden;margin-bottom:35px}.banner-img img{height:100%;object-fit:cover}
.benefit-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}.benefit{padding:25px;border-radius:16px;background:#fff;border:1px solid var(--line)}.benefit .num{font:800 27px sans-serif;color:var(--cyan)}.benefit h3{margin-top:5px}.benefit p{color:var(--muted)}.quote{padding:32px;border-left:5px solid var(--cyan);background:var(--pale);border-radius:0 15px 15px 0;color:var(--navy);font-size:19px;font-weight:600}
.faq{max-width:900px;margin:auto}.faq details{background:#fff;border:1px solid var(--line);border-radius:12px;margin:12px 0;padding:19px 22px}.faq summary{cursor:pointer;font-weight:800;color:var(--navy);font-family:Poppins, sans-serif}.faq details p{color:var(--muted);padding-top:10px;margin:0}.contact-grid{display:grid;grid-template-columns:1.05fr .95fr;gap:28px}.contact-box{padding:28px;background:var(--navy);color:#fff;border-radius:18px}.contact-box h3{color:#fff}.contact-box p{color:#dbe8f5}.contact-item{padding:15px 0;border-top:1px solid rgba(255,255,255,.14)}.contact-item strong{display:block;color:var(--cyan);font-family:Poppins, sans-serif}.form{max-width:820px;margin:auto}.form-grid{display:grid;grid-template-columns:1fr 1fr;gap:18px}.field label{display:block;font-weight:800;color:var(--navy);margin-bottom:7px}.input,.textarea{width:100%;border:1px solid #c8d9e5;border-radius:8px;padding:13px 14px;font:inherit;color:var(--ink);outline:none;background:#fff}.textarea{min-height:125px;resize:vertical}.input:focus,.textarea:focus{border-color:var(--cyan);box-shadow:0 0 0 3px rgba(72,196,226,.15)}.form-actions{margin-top:22px}.alert{background:#fff1f1;color:#9c2626;border:1px solid #f0cccc;border-radius:8px;padding:13px;margin-bottom:18px}.success{background:#edfbf3;color:#14643b;border:1px solid #bfe7cf;border-radius:12px;padding:22px}.cta{padding:68px 0;background:var(--navy);color:#fff}.cta h2{color:#fff}.cta p{color:#d9e7f4}.cta .eyebrow{color:var(--cyan)}.cta-inner{display:flex;align-items:center;justify-content:space-between;gap:30px}.cta .btn{background:var(--cyan);color:var(--navy)!important}
footer{background:#061f42;color:#cbdbea}.footer-grid{display:grid;grid-template-columns:2fr 1fr;gap:55px;padding:52px 0 34px}.footer-grid>div{display:flex;flex-direction:column;align-items:flex-start;gap:8px}.footer-grid h4{color:#fff;margin:0 0 7px}.footer-grid a{text-decoration:none;color:#cbdbea;font-size:14px}.footer-grid a:hover{color:var(--cyan)}.footer-brand p{max-width:430px;font-size:14px}.footer-address{display:flex;flex-direction:column;gap:3px;margin:3px 0 4px;max-width:420px;font-size:14px}.footer-address strong{color:#48C4E2;font-weight:700}.footer-address span{color:#cbdbea}.footer-logo{width:135px;height:55px;object-fit:contain}.footer-phone{color:var(--cyan)!important;font-weight:800}.copyright{border-top:1px solid rgba(255,255,255,.1);padding:18px 0;font-size:13px}
@media(max-width:900px){.nav{height:74px}.brand{width:120px}.brand img{width:115px}.menu-toggle{display:block}.nav nav{display:none;position:absolute;left:0;right:0;top:74px;background:var(--navy);padding:15px 4%;flex-direction:column;align-items:stretch;gap:0}.nav nav a{padding:12px 0}.nav nav a:not(.nav-apply):not(.nav-login):after{display:none}.nav-apply,.nav-login{text-align:center;margin-top:5px}.menu-open .nav nav{display:flex}.hero-grid{grid-template-columns:1fr}.hero-copy{padding:58px 0}.hero-visual{min-height:350px}.hero-visual:before{border-top:70px solid rgba(72,196,226,.45);border-right:70px solid transparent}.stats-wrap{margin-top:0;padding-top:25px}.stats-panel,.grid3,.benefit-grid{grid-template-columns:1fr 1fr}.two-col,.contact-grid{grid-template-columns:1fr}.footer-grid{grid-template-columns:1fr 1fr}}
@media(max-width:600px){h1{font-size:38px}h2{font-size:30px}.section{padding:58px 0}.stats-panel,.grid3,.grid2,.mini-grid,.benefit-grid,.form-grid,.footer-grid{grid-template-columns:1fr}.hero-visual{min-height:280px}.image-card .site-img{height:280px}.page-hero{padding:58px 0}.banner-img{height:230px}.process-step{grid-template-columns:52px 1fr}.process-no{width:48px;height:48px}.cta-inner{align-items:flex-start;flex-direction:column}}